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OnePay: New Account $125 Bonus


One Finance lately rebranded to OnePay and at the moment are providing a $125 money bonus by Rakuten.

OnePay is a fintech firm that works with Coastal Neighborhood Financial institution and Lead Financial institution (each Member FDIC) to supply banking providers. They provide OnePay Money, which comes with a debit card that gives money again, no month-to-month charges, and three.75% APY in your financial savings with you utilize OnePay Money+ (requires $500+ month-to-month direct deposit and $5,000+ steadiness).

When you open an account by Rakuten and meet sure circumstances, they’ll ship you $125.

Desk of Contents
  1. The right way to get $125 from OnePay
  2. How does this bonus examine?

The right way to get $125 from OnePay

This bonus is obtainable by Rakuten, not from OnePay immediately, and so you will have to join a Rakuten account should you don’t have already got one. When you use my referral hyperlink, you’ll get an additional $30 money again if you fulfill this supply.

After getting an account, go to OnePay web page on Rakuten and evaluation the phrases. To get cashback, it’s a must to open an account and full a direct deposit of $500+ inside 45 days of signup. The qualifying first direct deposit have to be an computerized fee technique, corresponding to a paycheck, gig platform funds, retirement funds, or authorities advantages. Individual to individual transfers like Venmo or PayPal gained’t rely nor will an ACH or debit card funding.

When you run into any issues, you want to attain out to Rakuten for the bonus because it’s being provided by them, not OnePay.

Bear in mind, should you use this referral hyperlink, it’s an additional $30 in money again.

👉 See the OnePay supply on Rakuten

How does this bonus examine?

The money again bonus supply on this varies all year long, in all probability based mostly on how badly OnePay wants new clients. I’ve seen it as excessive as $250 and $200, so $125 is a bit on the decrease facet.

For a single $500 direct deposit, the supply is OK. Chances are you’ll wish to wait till it’s a bit increased or, should you don’t really feel like ready, pull the set off now.

Listed below are another provides:

U.S. Financial institution – as much as $400

Earn as much as $400 if you open a brand new U.S. Financial institution Neatly® Checking account and full qualifying actions. Topic to sure phrases and limitations. Supply legitimate by Might 6, 2025. Member FDIC.

Get began with an preliminary deposit of $25 inside 30 days. Supply is probably not obtainable should you stay exterior of the U.S. Financial institution footprint or aren’t an current consumer of U.S. Financial institution or State Farm.

👉 Click on right here to study extra

Barclays – $200

Barclays Financial institution gives you a $200 should you open a brand new financial savings account and deposit $25,000 inside 30 days of opening the account and preserve at the very least $25,000 in that account for 120 days. The financial savings account additionally pays a aggressive rate of interest of as much as 4.40% APY whilst you wait.

👉 Click on right here to study extra

BMO Checking – $350

BMO is providing a $350 bonus* if you open a BMO Checking account and have $4,000 in qualifying direct deposits inside 90 days of opening. It’s a very simple supply that’s obtainable nationwide.

*Circumstances apply

👉 Click on right here to study extra


Financial institution of America – $300 Bonus Supply

Financial institution of America provides a $300 Bonus Supply money bonus should you open a brand new account and Arrange and obtain Qualifying Direct Deposits* totaling $2,000 or extra into that new eligible account inside 90 days of account opening. Financial institution of America Benefit SafeBalance Banking® for Household Banking accounts are not eligible for this supply. It has a month-to-month price that’s simple to have waived.

👉 Click on right here to study extra


Chase Complete Checking® – $300

Chase Financial institution gives you $300 if you open a Complete Checking account and arrange and obtain direct deposits totaling $500 or extra inside 90 days. There’s a $12 month-to-month price that’s waivable with a month-to-month direct deposit of simply $500, so no gotchas on this deal!

👉 Click on right here to study extra

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